payment schemes guarantee the technical aspects of transaction processing, such as verification of payment information, currency conversion, [url=https://graphicdesignjunction.com/2024/10/why-card-to-card-transfers-are-the-future-of-global-payments/]https://graphicdesignjunction.com/2024/10/why-card-to-card-transfers-are-the-future-of-global-payments/[/url], and provision transfer of funds between customer and seller's banks.